LDA Varun Vihar Yojna Investment Guide: Full Fees, Rates, Eligibility and Terms
Lucknow: Varun Vihar Yojna is a Lucknow Development Authority (LDA) plot scheme under the Mukhyamantri Shahri Vistarikaran Yojna, near Agra Expressway. Registration is open 24.09.2026 to 24.10.2026 on registration.ldalucknow.in. This guide keeps the decision-critical numbers from the official LDA booklet: rates, eligibility, premiums, payment options, fees, a worked Category A cost example, full cost totals for every category, and how to apply.
RERA (brief): UPRERAPRJ160133/07/2026 and UPRERAPRJ733483/07/2026; promoter UPRERAPRM10102. For launch context on Varun Vihar and Naimish Nagar, see our CM launch coverage. Comparing the Sitapur Road / IIM Road scheme? See the companion Naimish Nagar Yojna fees and plot cost guide.
In Short
- Phase-1 plots: 2,847 (Kashi Khand + Kailash Khand Phase-1 & Phase-2); sizes 112.5 to 450 sq m.
- Allotment rate: ₹2,800 per sq ft (tentative).
- Installments: 36 months @ 9.7% p.a.; delay → 11.7%.
- One-time rebates: 6% / 5% / 4% within 45 / 60 / 90 days.
- Booklet download: ₹1,100 (incl. GST), non-refundable.
- Sector note: Kailash and Kashi plots are pooled; you cannot pick a sector at registration.
Location and Connectivity
The scheme sits near Agra Expressway, with access via Mohan Road and a proposed Link Expressway corridor. Booklet travel times (indicative): Kisan Path ~9 min; Agra Expressway entry ~15 min; CCS Airport ~30 min; Charbagh ~40 min.
Eligibility
- Above 18 years; Indian citizen (NRIs eligible).
- Applicant or family (spouse and dependent children) should not have a residential house/plot in Lucknow, and not more than one govt-allotted house/plot in U.P. (LDA / UPHB / other govt dept).
- False particulars can mean cancellation and forfeiture of the full registration amount.
Plot Sizes, Rates and Registration
Allotment rate: ₹2,800 per sq ft. Plot counts are tentative. Total Phase-1 in the booklet table: 2,847.
| Category | Area (sq m) | Kashi Khand | Kailash Ph-1 | Kailash Ph-2 | Total plots | Registration (₹) |
|---|---|---|---|---|---|---|
| A | 112.5 | 385 | 759 | 373 | 1,517 | 1,69,470 |
| B | 162 | 124 | 144 | 192 | 460 | 2,44,040 |
| C | 200 | 157 | 183 | 272 | 612 | 3,01,280 |
| D | 288 | 0 | 30 | 38 | 68 | 4,33,850 |
| E | 300 | 0 | 39 | 42 | 81 | 4,51,920 |
| F | 450 | 42 | 63 | 4 | 109 | 6,77,880 |
- Reserved category registration: 2.5%.
- After allotment: general deposits 5%; reserved deposits 2.5% by the allotment-letter date. Table registration money is adjusted toward that deposit.
Location premiums
- Corner: +5%
- Park-facing: +5%
- On roads 18 m or wider: +5%
- All three: about 12% higher than a standard plot
Payment: Installments and One-Time Rebates
After allotment, the balance can be paid in 36 monthly installments at 9.7% p.a. Delay adds 2% penal interest → 11.7% p.a.
One-time rebate on the balance (after registration is adjusted):
- 6% within 45 days
- 5% within 60 days
- 4% within 90 days
Do not self-deduct the rebate while paying; LDA adjusts after assessment. Choosing one-time payment gets preference in allotment.
Fees That Matter
- Freehold: 12% of land cost (including premiums if any), payable before sale deed; not included in plot cost.
- Maintenance: as prescribed by LDA / GoUP (incl. GST) until the scheme moves to the municipal corporation.
- Govt / municipal / Jal Sansthan charges: borne by the allottee, as applicable.
- Plot cost and area remain tentative; you pay any difference on final assessment.
Cancellation and refund highlights
- Unsuccessful applicants: refund within 3 months of lottery → no interest; after 3 months → 4% p.a. simple interest on registration money.
- Voluntary cancel after allotment: deduct 20% of registration + GST; balance refunded without interest.
- Installment default: three missed installments can trigger cancellation after notice; six consecutive defaults can mean cancellation without prior notice.
- Disputed allotted plot: no alternate plot; refund with simple interest at SBI MCLR.
Possession is framed within five years under RERA terms in the booklet, after dues and registration. Mortgage needs LDA permission/NOC.
Full Cost Example: Category A (General)
Assumptions: Category A, 112.5 sq m, general category, standard plot (no premiums). Rate ₹2,800/sq ft. Conversion 1 sq m = 10.7639 sq ft. Rounded to nearest rupee. Not financial advice. Verify live amounts on the registration portal before paying.
Step-by-step: Category A (standard)
| Step | Calculation | Amount |
|---|---|---|
| 1. Area | 112.5 sq m × 10.7639 | 1,210.94 sq ft |
| 2. Base plot cost | 1,210.94 × ₹2,800 | ₹33,90,628 |
| 3. Registration (general, from table) | ≈ 5% of estimated cost; counts toward post-allotment 5% deposit | ₹1,69,470 |
| 4. Balance before rebate/interest | ₹33,90,628 − ₹1,69,470 | ₹32,21,158 |
You do not pay a second full 5% on top of registration; that money is adjusted toward the general-category deposit.
One-time payment paths
| Path | Rebate on balance | Rebate ₹ | Net balance | Plot cash outlay (reg + net) |
|---|---|---|---|---|
| Within 45 days (6%) | 6% of ₹32,21,158 | ₹1,93,269 | ₹30,27,889 | ₹31,97,359 |
| Within 60 days (5%) | 5% | ₹1,61,058 | ₹30,60,100 | ₹32,29,570 |
| Within 90 days (4%) | 4% | ₹1,28,846 | ₹30,92,312 | ₹32,61,782 |
Freehold and illustrative all-in (best one-time path)
Freehold @ 12% of land cost = 0.12 × ₹33,90,628 = ₹4,06,875.
| Component | Amount |
|---|---|
| Plot net (45-day path: reg + net after 6% rebate) | ₹31,97,359 |
| Freehold (12% of land cost) | ₹4,06,875 |
| All-in before stamp / sale-deed fees | ₹36,04,234 |
| Stamp duty and deed registration | As applicable (UP stamp rules); allottee bears deed expenses |
| Maintenance (incl. GST) | As prescribed by LDA / GoUP |
| Govt / municipal / Jal charges | As applicable |
| Booklet download fee | ₹1,100 incl. GST (non-refundable) |
Installment path (36 months @ 9.7% p.a.)
Remaining principal after registration: P = ₹32,21,158. Standard EMI formula with monthly rate r = 0.097/12, n = 36:
| Item | Amount |
|---|---|
| Estimated EMI @ 9.7% p.a. | ₹1,03,485 / month |
| Total over 36 months (EMI × 36) | ₹37,25,460 |
| Interest component | ₹5,04,302 |
| Plus registration already paid | ₹1,69,470 |
| Illustrative plot total via installments | ₹38,94,930 (before freehold and other charges) |
Delayed installments at 11.7%: EMI ≈ ₹1,06,528/month; total over 36 months ≈ ₹38,35,008. Treat as illustration only; LDA’s live schedule may differ.
Same Category A with all three premiums (+12%)
| Item | Standard | With +12% premiums |
|---|---|---|
| Land / base cost | ₹33,90,628 | ₹37,97,503 |
| Balance after registration | ₹32,21,158 | ₹36,28,033 |
| 45-day 6% rebate | ₹1,93,269 | ₹2,17,682 |
| Net balance after rebate | ₹30,27,889 | ₹34,10,351 |
| Plot outlay (reg + net) | ₹31,97,359 | ₹35,79,821 |
| Freehold 12% of land cost | ₹4,06,875 | ₹4,55,700 |
| All-in before stamp/deed | ₹36,04,234 | ₹40,35,521 |
Premium impact on this illustration: about ₹4,31,287 extra versus the standard plot.
Total Money Required by Category
Same method for every size: base = area × 10.7639 × ₹2,800; registration from the table above; 6% rebate on the balance within 45 days; freehold = 12% of base. Figures are for general category, standard plots (no location premiums). All-in is before stamp duty and sale-deed fees.
| Category | Area (sq m) | Registration (₹) | Total money required (45-day one-time + freehold) |
|---|---|---|---|
| A | 112.5 | 1,69,470 | ₹36,04,234 |
| B | 162 | 2,44,040 | ₹51,90,098 |
| C | 200 | 3,01,280 | ₹64,07,528 |
| D | 288 | 4,33,850 | ₹92,26,840 |
| E | 300 | 4,51,920 | ₹96,11,292 |
| F | 450 | 6,77,880 | ₹1,44,16,938 |
Optional: same totals with +12% premiums (corner + park + 18 m road)
Base is raised by 12%; registration stays the booklet amount; rebate and freehold follow the same rules on the premium base.
| Category | Total money required (standard) | Total with +12% premiums |
|---|---|---|
| A | ₹36,04,234 | ₹40,35,521 |
| B | ₹51,90,098 | ₹58,11,153 |
| C | ₹64,07,528 | ₹71,74,262 |
| D | ₹92,26,840 | ₹1,03,30,937 |
| E | ₹96,11,292 | ₹1,07,61,393 |
| F | ₹1,44,16,938 | ₹1,61,42,090 |
Before You Apply
- Confirm eligibility (Lucknow ownership + U.P. govt-allotted house/plot rule for your family unit).
- Budget beyond ₹2,800/sq ft: premiums, freehold 12%, maintenance, municipal/Jal charges, stamp/deed, possible rate or area revision.
- Decide early: one-time (rebates + allotment preference) vs 36 EMIs @ 9.7% (11.7% if late).
- Accept sector lottery risk: you cannot pick Kailash vs Kashi at registration.
- Keep documents ready: photo, Aadhaar, PAN, signature, reservation certificate if claiming reservation. Use a bank account in the applicant’s exact name.
- Know the refund math: unsuccessful applicants may get 0% interest for three months; post-allotment voluntary exit loses 20% of registration + GST.
- Verify live portal terms and RERA pages on application day.
Disclaimer: This is a public summary of the official LDA Varun Vihar information booklet. It is not financial, legal or investment advice. Fees, counts, rates and terms can change. Verify on the LDA portal and RERA before applying or paying.
How to Apply
- Apply only online at registration.ldalucknow.in (window: 24.09.2026 to 24.10.2026).
- LDA site: www.ldalucknow.in · Helpline printed in booklet: 1800 1800 5000 (Mon to Sat, 10 a.m. to 5 p.m.).
- Allotment is by lottery; digitally signed allotment letters download from the registration portal.
Related: CM Yogi launches Varun Vihar & Naimish Nagar registration · Naimish Nagar Yojna fees and plot cost guide · Earlier scheme preview.
Frequently asked questions
Who can apply for Varun Vihar Yojna?
Applicants should be over 18 and Indian citizens, and NRIs are eligible. The applicant, spouse and dependent children should not have a residential house or plot in Lucknow, and the family should not have more than one government-allotted house or plot in Uttar Pradesh.
When can I register, and where should I apply?
The registration window is 24.09.2026 to 24.10.2026. Apply through the official LDA registration process stated in the scheme booklet, and verify the live terms on LDA’s official channels before paying.
What is the registration money, and is it refundable?
Registration money is the amount paid with the application and is adjusted toward the post-allotment deposit. If an applicant is unsuccessful, the guide says the money is refunded within three months without interest, or later with simple interest; after allotment, voluntary cancellation can deduct 20% of the registration amount plus GST, so check the latest LDA terms before applying.
What is the plot rate, and what is not included?
The guide uses an allotment rate of ₹2,800 per sq ft. Freehold is charged separately at 12% of land cost, while maintenance, applicable government, municipal and Jal Sansthan charges, and stamp duty or sale-deed expenses are not included in the plot price.
How do corner, park-facing and wide-road premiums work?
Each feature adds 5%: corner, park-facing, and a plot on an 18 m or wider road. If all three apply, the guide uses an approximately 12% increase over the standard plot cost.
Should I choose the one-time payment or installments?
The one-time option gives a 6% rebate within 45 days, 5% within 60 days, or 4% within 90 days on the eligible balance, after registration is adjusted. The installment option runs for 36 months at 9.7% annual interest, with delay interest of 11.7%; LDA makes the final assessment and adjustment.
How much does a standard Category A plot cost all-in?
For the standard general-category example, the guide works out approximately ₹36,04,234 using the 45-day one-time rebate and freehold charge. This is before stamp duty, sale-deed fees, maintenance and other applicable government or utility charges, so use the worked example and table as planning figures.
Is Varun Vihar the same as Naimish Nagar?
No. They are separate LDA schemes, and this guide covers Varun Vihar Yojna only. See the Naimish Nagar Yojna fees and plot cost guide for that scheme’s own terms before comparing or applying.
What documents are typically needed?
Keep a recent photograph, Aadhaar, PAN and signature ready. Applicants claiming reservation should also keep the relevant reservation certificate, and the bank account should be in the applicant’s exact name.
How much are stamp duty and registry charges?
This guide does not specify an exact stamp duty percentage. Confirm current stamp duty, sale-deed registration charges and related costs with LDA or the competent authority before completing the purchase.
Sources
- Primary: Lucknow Development Authority, Varun Vihar Yojna Information Booklet for Registration of Plots (RERA UPRERAPRJ160133/07/2026 and UPRERAPRJ733483/07/2026; promoter UPRERAPRM10102).
- LDA: www.ldalucknow.in · Registration: registration.ldalucknow.in
- UP RERA: www.up-rera.in
